Karmachari Sanchaya Kosh (Employees Provident Fund – EPF) is a statutory institution established under the Employees Provident Fund Act, 2019, mandated to manage the Provident Fund (PF) and Contributory Pension Fund system in Nepal. EPF administers retirement savings for employees working in the government, public enterprises and private sector.
As a trustee institution, EPF ensures long-term financial security for its members through systematic savings and investment. In addition to managing Provident Fund contributions, EPF has been entrusted with implementing the Contributory Pension Scheme for federal government and Public sector employees , in accordance with the Pension Fund Act, 2075.